NUMBERS DON’T LIE: Statistics Show Why TCPA Risk is 10x Higher Than Risk Posed By Other Consumer Protection Statutes

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Just did a post on the avalanche of TCPA class actions that have been filed this year.

But I want to put a finer point on these statistics.

First, the TCPA is FAR more dangerous than other consumer protection statutes and carries far higher penalties– with billions of dollars in exposure in most TCPA class cases. These cases are potentially business-enders for virtually every defendant.

Second, the volume of TCPA class actions compared to other consumer protection statutes is just staggering. Because the TCPA does not have an attorney fee provision the only way for consumer lawyers to collect large fees in most cases is to drive defendants to settle on a classwide basis– so class actions are the norm in TCPAWorld compared to other statutes.

Just how big of a difference is it?

Well in 2025 there have been 1,807 TCPA class actions filed compared to 174 FDCPA class actions and 91 FCRA class action filings.

That means there have been over 10x more TCPA class actions than FDCPA class actions filed this year– and 20x more TCPA class actions than FCRA class actions!

And look at the percentages here:

Only 4.7% of FDCPA cases were filed as class actions in 2025.

Only 1.3% of FCRA cases were filed as class actions in 2025.

Yet a full 76.4% of TCPA cases were filed as class actions in 2025!

3 out of 4 TCPA cases are filed as potential business-ending class actions– that’s insane.

Without question the TCPA is absolutely the biggest risk to YOUR business. If you are engaging in any kind of outbound calling or texting you MUST get great lawyers on your side. You can’t chatgpt your way out of this folks. And Troutman Amin, LLP’s rates are spiking come Jan. 1, 2026– so retain us now and save!

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Numbers below all courtesy of Web Recon (love you guys!) (percentages indicate percent of overall filing by category that were class actions)

Oct 2025:

  • FDCPA, 17 Class Action (3.4%)
  • TCPA, 171 Class Action (72.8%)
  • FCRA, 12 Class Action (1.3%)

Sept 2025:

  • FDCPA, 22 Class Action (5.1%)
  • TCPA, 224 Class Action (78.0%)
  • FCRA, 10 Class Action (1.4%)

Aug. 2025:

  • 349 FDCPA, 13 Class Action (3.7%)
  • 232 TCPA, 162 Class Action (69.8%)
  • 773 FCRA, 10 Class Action (1.3%)

July 2025:

  • 362 FDCPA, 12 Class Action (3.3%)
  • 273 TCPA, 198 Class Action (72.5%)
  • 788 FCRA, 8 Class Action (1.0%)

June 2025:

  • 345 FDCPA, 21 Class Action (6.1%)
  • 257 TCPA, 202 Class Action (78.6%)
  • 661 FCRA, 6 Class Action (0.9%)

May 2025:

  • 345 FDCPA, 21 Class Action (6.1%)
  • 257 TCPA, 202 Class Action (78.6%)
  • 661 FCRA, 6 Class Action (0.9%)

April 2025:

  • 335 FDCPA, 19 Class Action (5.7%)
  • 235 TCPA, 184 Class Action (78.3%)
  • 606 FCRA, 7 Class Action (1.2%)

March 2025:

  • 406 FDCPA, 24 Class Action (5.9%)
  • 242 TCPA, 187 Class Action (77.3%)
  • 642 FCRA, 15 Class Action (2.3%)

Feb 2025:

  • 318 FDCPA, 13 Class Action (4.1%)
  • 196 TCPA, 148 Class Action (75.5%)
  • 610 FCRA, 6 Class Action (1.0%)

Jan 2025:

  • 311 FDCPA, 12 Class Action (3.9%)
  • 207 TCPA, 172 Class Action (83.1%)
  • 564 FCRA, 11 Class Action (2.0%)

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Published by Eric "Czar" Troutman

The Czar of TCPAWorld Eric Troutman is one of the country’s prominent class action defense lawyers and is nationally recognized in Telephone Consumer Protection Act (TCPA) litigation and compliance. He has served as lead defense counsel in more than 70 national TCPA class actions and has litigated nearly a thousand individual TCPA cases in his role as national strategic litigation counsel for major banks and finance companies. He also helps industry participants build TCPA-compliant processes, policies, and systems. Eric has built a national litigation practice based upon deep experience, rigorous analysis and extraordinary responsiveness. Eric and his team feel equally at home litigating multibillion dollar telecommunications class actions in federal court as they do developing and executing national litigation strategies for institutions facing an onslaught of individual TCPA matters. They thrive in each of these roles – delivering consistently excellent results – while never losing sight of the client experience. While many firms now tout TCPA expertise, Eric has been there from the beginning. He built one of the country’s first TCPA-only defense teams and began serving as national TCPA counsel for his clients nearly a decade ago. This perspective allows him to swiftly develop the right litigation strategies for dealing with recurring problems, without wasting time on tactics that are bound to fail. Eric’s rich historical perspective and encyclopedic knowledge of the TCPA landscape also make him an invaluable resource to institutional compliance teams struggling to comply with the shifting regulatory landscape. No task is too small – or too big. Indeed, Eric and his team have helped build TCPA-compliant systems and processes for some of the largest and most complex corporate entities in the country. He commonly works with in-house compliance counsel to build and implement enterprise and business-line specific TCPA solutions, performs TCPA audits and drafts and reviews proposed TCPA policies and procedures. He and his team also have the technical expertise necessary to assist call centers seeking to develop TCPA-resistant call path architecture or to modify existing telephony and software integration to better insulate from potential TCPA exposure. Eric has built a reputation for thought leadership. An avid blogger and speaker, he has been at the forefront of the industry’s effort to push for clarity and a return to sanity for the TCPA for years. He was selected to advocate for the financial services industry on important TCPA issues before the Federal Communications Commission and co-authored the nation’s only comprehensive practice guide on TCPA defense. In his spare time, Eric leads defense teams representing banks and other financial services companies in consumer finance litigation matters. He has experience representing clients in UCC, TILA, RESPA FCRA, CCRA, CLRA, FDCPA, RFDCPA and FCCPA claims, as well as in fraud and bank operations issues.

1 Comment

  1. The obvious fix is to change the TCPA to award legal fees to plaintiffs for willful or knowing violations. This would incentivize the plaintiffs’ bar to focus on the true miscreants rather than just companies with deep pockets who can pay a class settlement, and those percentages cited here would cease to be so “scary”. This is something else that the Czar can fix when he is in Congress.

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