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The World of the Telephone Consumer Protection Act

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  • The Developments That Rocked TCPAWorld
  • Contact the Team

Author: Eric "Czar" Troutman

The Czar of TCPAWorld Eric Troutman is one of the country’s prominent class action defense lawyers and is nationally recognized in Telephone Consumer Protection Act (TCPA) litigation and compliance. He has served as lead defense counsel in more than 70 national TCPA class actions and has litigated nearly a thousand individual TCPA cases in his role as national strategic litigation counsel for major banks and finance companies. He also helps industry participants build TCPA-compliant processes, policies, and systems. Eric has built a national litigation practice based upon deep experience, rigorous analysis and extraordinary responsiveness. Eric and his team feel equally at home litigating multibillion dollar telecommunications class actions in federal court as they do developing and executing national litigation strategies for institutions facing an onslaught of individual TCPA matters. They thrive in each of these roles – delivering consistently excellent results – while never losing sight of the client experience. While many firms now tout TCPA expertise, Eric has been there from the beginning. He built one of the country’s first TCPA-only defense teams and began serving as national TCPA counsel for his clients nearly a decade ago. This perspective allows him to swiftly develop the right litigation strategies for dealing with recurring problems, without wasting time on tactics that are bound to fail. Eric’s rich historical perspective and encyclopedic knowledge of the TCPA landscape also make him an invaluable resource to institutional compliance teams struggling to comply with the shifting regulatory landscape. No task is too small – or too big. Indeed, Eric and his team have helped build TCPA-compliant systems and processes for some of the largest and most complex corporate entities in the country. He commonly works with in-house compliance counsel to build and implement enterprise and business-line specific TCPA solutions, performs TCPA audits and drafts and reviews proposed TCPA policies and procedures. He and his team also have the technical expertise necessary to assist call centers seeking to develop TCPA-resistant call path architecture or to modify existing telephony and software integration to better insulate from potential TCPA exposure. Eric has built a reputation for thought leadership. An avid blogger and speaker, he has been at the forefront of the industry’s effort to push for clarity and a return to sanity for the TCPA for years. He was selected to advocate for the financial services industry on important TCPA issues before the Federal Communications Commission and co-authored the nation’s only comprehensive practice guide on TCPA defense. In his spare time, Eric leads defense teams representing banks and other financial services companies in consumer finance litigation matters. He has experience representing clients in UCC, TILA, RESPA FCRA, CCRA, CLRA, FDCPA, RFDCPA and FCCPA claims, as well as in fraud and bank operations issues.
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HELLO LAWSUIT: Hello Fresh Caught in TCPA Suit After Allegedly Failing to Honor a Consumer Opt Out

6 Jul 2026
Hello Fresh is stuck in a federal TCPA lawsuit in Nebraska after allegedly spamming a consumer with text messages after she had requested the messages stop. In Rivera v. Every Plate,…
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HEAT WAVE: TCPA Class Action Filings Continue to Cook the Nation at a Record Pace as Summer Heats Up

6 Jul 2026
Its getting hot in TCPAWorld. Too hot. The massive 2026 TCPA heat wave continues to hammer the nation with no relief in sight. Numbers from R.E.A.C.H. member Webrecon show a…
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WHO GETS IT?: $144MM Up For Grabs as Merchants Bank of Indiana Sues Account Holders and CFPB In Unusual Interpleader Action

3 Jul 20266 Jul 2026
Really fun one for you all ahead of the weekend. A guy named J. PAUL REDDAM apparently holds bank accounts through his various entities with over $144MM on deposit at…
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EXECUTION: FCC Kills SK Teleco For Failing to Respond to Tracebacks– Here’s What You Need to Know

3 Jul 20266 Jul 2026
So the FCC just killed SK Teleco for failing to respond to ITG tracebacks and its a pretty important order for carriers and VSPs to keep in mind. The Commission…
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“STRUGGLING WITH HONESTY”: Federal Judge Brutally Sanctions TCPA Attorney Amy L.B. Ginsburg for A.I. Use– And If You’re a Lawyer Using Gen Ai for Substantive Legal Work You Better Listen Up

2 Jul 20263 Jul 2026
"Courts have been flooded with cases involving fraudulent legal citations caused by reliance on generative artificial intelligence (“AI”)." So begins the ruling in in the TCPA case of McCormick v.…
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TRUSTWORTHY?: Podium Corporation Out of Case on Jurisdictional Grounds– But Did They Cause a TCPA Lawsuit and then Try to Walk Away?

1 Jul 20263 Jul 2026
One of the most important decisions a company can make when working with a vendor-- either a lead vendor or any other kind of vendor-- is whether they will stand…
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MESSY BUT GOOD: Texas Court Holds TCPA Does not Apply to Text Messages… Sort of

1 Jul 20262 Jul 2026
Every once in a while you see really oddball TCPA decisions out there. There was the one where a prerecorded call from an elevator was treated as outside the TCPA…
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UPDATED 2026 DEFENSE-SIDE POWER RANKINGS: Here are the Best TCPA Defense Firms and Best TCPA Attorneys in the Nation

30 Jun 20261 Jul 2026
With all the bad TCPA case law being developed by all the bad lawyers who don't know what they're doing out there, it raises the question-- WHO CAN YOU TRUST…
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CRINGE: GoodVets Veterinary Services LLC Hires #BigLaw– Loses Critical TCPA Argument to a Lady With No Lawyer (When Will It End?)

30 Jun 20261 Jul 2026
Some things will never change. And those are generally the things you wish would. Like companies hiring #biglaw firms who have no idea what they're doing to defend them in…
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SOMEONE WAS LOOKING FOR YOU: Court Grants Early Discovery to Identify “Insurance Enterprise USA” and the User of Toll Free Number (888) 350-6605

30 Jun 202630 Jun 2026
There was that great line in Princess Bride "You have six fingers on your right hand... someone was looking for you." Really tremendous. We have a TCPA version of that…
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Nathen Barton Wins a Jury Trial….

29 Jun 2026
Trying a case to a jury is one of the hardest things a litigator can do-- even a trained and experienced litigator can fumble when there are 12 real life…
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PRETTY SIMPLE: Allegations of Generic Messages With the Same Content Sufficient to State Prerecorded Call Claim

29 Jun 202630 Jun 2026
Easing myself back into the groove here with some nice easy blogs this Monday morning. One interesting question that often stumps TCPA litigators is the sufficiency of allegations related to…
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BRING RECEIPTS: Court “Troubled” that TCPA Plaintiff and Defense Counsel Are Telling Different Stories and Its a Little Weird

29 Jun 202630 Jun 2026
Hi everyone--sooooooo good to be back. Was on another famous Troutman "vacation" with the boys-- i.e. I drove 6,000 miles (literally) and visited a bunch of ballparks over the last…
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STALEMATE: Another Court Finds Texts Are Calls– But The Map Hasn’t Changed in A While

18 Jun 202629 Jun 2026
As anyone following TCPAWorld knows there is a huge split right now as to whether consumers can sue businesses for unwanted text messages under the TCPA's DNC provisions. Numerous courts…
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$30,000,000.00 MISTAKE?: Liberty Mutual Loses Massive Certification Order in TCPA Case After Buying Leads from All Web Leads– And It Never Should Have Happened

15 Jun 202629 Jun 2026
Just a few months back Troutman Amin, LLP successfully defeated a TCPA class certification effort where a Plaintiff claimed he had not visited the website at issue. The fact the…
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INTENT DETERMINES MARKETING UNDER TCPA: Ninth Circuit Court of Appeals Clarifies Home Buyer’s Intent to Sell Potential Leads to Real Estate Brokerage Makes a Call Actionable Under TCPA’s Marketing Provisions

12 Jun 202618 Jun 2026
One of the most hotly debated TCPA topics is whether offers to buy a home constitute telemarketing under the TCPA's DNC provisions. The answer is fairly clear from a legal…
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BIGGER IN TEXAS: El Paso Federal Court Awards Brandon Callier $530,905.00 Default Judgment in TCPA/TBCC Case

12 Jun 202615 Jun 2026
Just picked up this short (and not very sweet) ruling awarding Brandon Callier $530,905.00 in a default judgment against United Fundings. $530,905.00-- for a a repeat litigator with no lawyer.…
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ANOTHER CRITICAL COMMENT: R.E.A.C.H. Urges Commission to Stop Carrier Call Blocking And Mislabeleing– Assure Ready Access to Numbering Resources for

11 Jun 202612 Jun 2026
As TCPAworld readers know the comment period just closed on another major FCC telecom NPRM-- this one focused on number availability and number rotation by call centers. The Commission's thinking…
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MAXIMUS PAYOUT: Maximus Education, LLC To pay $3,000,000.00 to End Wrong Number Robocall TCPA Class Action With Mr. Number One Himself

11 Jun 202612 Jun 2026
Those of you who attended Law Conference of Champions IV saw the amazing Michael Greenwald-- the most dangerous Plaintiff's lawyer on Earth-- spar with Puja during the shark tank. One…
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A note from a friend…

10 Jun 2026
Received this today. Was good to hear: The ink is still drying on results. This is definitely not the outcome we all wanted, that you wanted and deserved, or that…
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AFTER HOURS: Alleged Midnight Miller Light Golf Attire Text Message Lands Molson Coors in a TCPA Class Action in Texas

10 Jun 202611 Jun 2026
So Coors is apparently releasing a new taller boy that firs three entire beers inside one can ahead of the World Cup. If this sounds like a bad idea its because…
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PROTESTS TOO MUCH: Court Denies TCPA Plaintiff’s Motion to Quash Subpoenas to Banks–And There’s a Reason Behind It

10 Jun 202611 Jun 2026
In litigation, whoever gets to the truth first wins. What really happened? That's the only question a litigator should be asking themselves as they assess a case. Too often lawyers get focused…
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STORMY: Homeover General Contractors Stuck in TCPA Class Action After Buying Lead From Storm Leads– Trapped In Texas Registration Claim Despite EBR

9 Jun 202610 Jun 2026
Lead buyers--again-- need to listen up. When you buy a lead you need to be thinking about more than just consent-- whether the lead seller complied with Caller ID rules…
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DON’T BE FOOLED!: Troutman Amin, LLP Does Not Endorse, Represent, or Support Symple Lending– But An Expert Just Confirmed A HUGE Number of People Are Likely to be Confused

7 Jun 202610 Jun 2026
So Symple Lending continues to use--and post on social media!-- a logo that looks staggeringly similar to Troutman Amin, LLP's logo, even after being asked to stop and even with…
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FOREFEITURE PHONY?: Supreme Court Upholds FCC’s Forfeiture Power– But Only Because It Doesn’t Really Mean Anything

5 Jun 20267 Jun 2026
So the headlines around this new Supreme Court ruling in FCC v. AT&T will tell you the Supreme Court has upheld the FCC's power to issue forfeiture orders-- and that's true. But…
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TEXAS INSURANCE EXEMPTION APPLIED!: Senior Life Insurance Company Loses War But Wins Important Battle for Insurance Companies Sued Under Texas State Registration Rules

5 Jun 20267 Jun 2026
With the Texas telemarketing registration rules recently amended to make them even more dangerous it is important for companies making marketing calls and texts-- yes, even consented marketing calls and…
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APRIL TCPA FILINGS OFF THE CHART: 330 TCPA Cases– 255 TCPA Class Actions–Filed in April, 2026 (Up 40% from 2025!)

4 Jun 20265 Jun 2026
April showers may bring May flowers but April, 2026 brought showers of TCPA lawsuits that are unlike to bloom into anything pretty. Numbers from R.E.A.C.H. member Webrecon show a total…
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R.E.A.C.H. DELIVERS!: Key Trade Organization Provides Critical Comment to FCC On NPRM Regarding Foreign Call Center Restrictions

4 Jun 20265 Jun 2026
As followers of TCPAWorld know the FCC has several critical telecom NPRMs pending, rulings on which may turn everything we know about how phone calls are made to American consumers…
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BAD FACTS BAD LAW: 105 Unwanted SMS Messages Promoting “AI” Trading Signals Enough to Allow TCPA ATDS Claim To Slip Past the Pleadings Stage

3 Jun 20264 Jun 2026
Ever since the Supreme Court's big ATDS ruling in Facebook TCPA ATDS cases have been withering away, even while filings of other types of TCPA cases continue to go through the roof.…
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“MERITLESS” AND “UNFOUNDED”: Arizona Federal Court Chastises Circle K For Motion Seeking Reconsideration of Seclusion Ruling

3 Jun 20264 Jun 2026
Can a phone call invade one's seclusion? That was the question recently answered by a federal district court in D'Agostino v. Circle K, 2026 WL 1551767 (D. Az. June 2,…
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NBA HIT WITH TCPA CLASS ACTION: National Basketball Association Sued in TCPA Class Action For Failing To Honor Stop Requests

1 Jun 20263 Jun 2026
So the NBA is right in the middle of its playoffs but they will have to play defense on a whole different level. A consumer named George Head who resides…
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FINAL TOWNHALL POLL: Troutman Leads California Congressional District 47 Race With 54% Support- Dave Min Distant Second

29 May 20263 Jun 2026
With just days before the election, the Troutman For America campaign received the strongest signal yet that Independent Congressional candidate Eric Troutman is headed for a massive win in California's…
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AI VOICE: The Future of TCPA Risk Is Here

27 May 202629 May 2026
TCPA risk seems to be dropping everywhere you look. The Supreme Court recently limited the TCPA's ATDS defintion. The Fifth Circuit recently held express written consent is not needed for…

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About TCPAWorld

TCPAworld.com isn’t just a blog, its a lifestyle obsession for those that eat, sleep, and breathe the TCPA like we do.

We’ll break all the TCPA news–usually before anyone else does–with witty and informative articles that break the mold of stuffy law firm analysis. Yet the analysis you’ll find will always be dead on and steeped in our decades of combined TCPA defense experience.

We do it all for free- no advertisements (other than shameless plugs for my law firm).

The opinions expressed in content on TCPAworld are solely those of the authors and contributors that share their content here.

All content copyright Eric J. Troutman, except that contributors retain license to use and re-publish their works.

All other rights reserved. Forever and ever, and all that.

Contact: troutman@troutmanamin.com

400 Spectrum Center Drive, Suite 1550

Irvine, CA 92618

(949) 350-3663

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